Enroll with RTP® Using a Moniker or Alias Instead of Your Private Bank Information
How Secure Enrollment Without Revealing Private Banking Details
Enroll with RTP® Using a Moniker or Alias for Secure Transactions
The landscape of digital payments is evolving, and Real-Time Payments (RTP®) is leading the charge. Traditional banking transactions often require sensitive personal information, exposing businesses and individuals to potential security risks. RTP® eliminates this concern by enabling instant payments using only a mobile phone number or email address instead of private banking details.
With TodayPayments.com, businesses and individuals can securely enroll in RTP® using a moniker or alias, ensuring enhanced privacy and ease of transactions. Whether managing multiple financial institutions, processing payments across different banks, or consolidating accounts, our innovative RTP® solutions provide flexibility, security, and real-time access to funds.
Manage Multiple Banks and Credit Unions in One Dashboard
Enroll with RTP® Using a Moniker or Alias Instead of Your Private Bank Information
Secure Enrollment Without Revealing Private Banking Details
Users can enroll in RTP® without sharing full bank account details, instead using a mobile phone number or email address for transactions, ensuring both privacy and security.
Send and Receive Payments Instantly with Alias-Based Transactions
RTP® simplifies payments by allowing instant transactions using only a mobile phone number or email address, eliminating the risk of exposing sensitive financial information.
Manage Multiple Banks and Credit Unions in One Dashboard
Our platform provides seamless integration with multiple banks and credit unions across all 50 states, allowing users to access, consolidate, and manage multiple RTP® accounts in one centralized dashboard.
Comprehensive RTP® Merchant Services by TodayPayments.com
Dual RTP® and FedNow® Merchant Accounts
We offer merchant accounts for both RTP® and FedNow®, ensuring businesses can process instant transactions across multiple payment networks for greater flexibility and efficiency.
Enroll Multiple RTP® Accounts Across Banks
Merchants can register multiple RTP® accounts across different banks and credit unions, allowing seamless fund transfers and transaction tracking from one interface.
Hosted Payment Pages for Request for Payments (RfP)
Our service includes customized hosted payment pages, enabling businesses to send Request for Payment (RfP) invoices via email, mobile, or SMS, making transactions smoother and more professional.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
With automated reconciliation tools, businesses can track RTP® transactions instantly, eliminate manual errors, and optimize financial reporting.
Step-by-Step Guide for U.S. Merchants to Enroll in RTP® Securely
✅ Sign up online at
TodayPayments.com – no need for bank visits
✅
Register using a mobile phone number or email alias instead of
bank details
✅ Link multiple RTP® accounts
across different banks and credit unions
✅
Access all RTP® accounts with one secure login
✅
Integrate RTP® transactions with QuickBooks® QBO for seamless
reconciliation
✅ Start accepting RTP®
payments instantly via mobile, email, or SMS
Key Benefits of Using TodayPayments.com for RTP® Enrollment
Lower Transaction Costs – Avoid Credit Card Fees
RTP® helps businesses eliminate credit card processing fees, chargebacks, and PCI compliance costs, reducing overall transaction expenses.
⚡ Instant Payments and Improved Cash Flow
With real-time 24/7 transactions, businesses can access their funds immediately, improving cash flow and reducing financial delays.
100% Online Enrollment – No Bank Visits Required
Businesses can sign up for RTP® accounts entirely online, streamlining the application process and eliminating traditional banking delays.
Secure Transactions Using Alias-Based Processing
Instead of exposing full banking details, users can register with a mobile number or email address, ensuring higher security and fraud protection.
Multiple MIDs for Business Payment Management
Businesses can assign different Merchant Identification Numbers (MIDs) for various store locations, departments, or subsidiaries, making financial tracking and management more efficient.
24/7/365 Payment Processing – No Downtime
Unlike traditional banking hours, RTP® allows businesses to send and receive payments anytime, including weekends and holidays, ensuring continuous operations.
Industries That Benefit Most from Secure RTP® Enrollment
Retail & E-Commerce
Businesses can enhance customer experiences with fast, real-time payments, reducing cart abandonment rates and ensuring seamless transactions.
Business-to-Business (B2B) Payments
RTP® enables instant supplier and vendor payments, eliminating delays and improving B2B financial efficiency.
Subscription & Membership-Based Services
With automated RTP® transactions, businesses can streamline recurring payments, improving customer retention and reducing failed payments.
Freelancers & Gig Economy
Freelancers and independent contractors can receive instant payments for their services, avoiding long waits associated with traditional bank transfers.
High-Risk Businesses
Industries that face banking restrictions and payment delays can leverage RTP® for faster, unrestricted financial transactions.
Enroll with RTP® Securely Using a Moniker or Alias
Managing multiple RTP® accounts with enhanced security and real-time access has never been easier. Businesses can now:
✔️ Sign up with an alias
instead of exposing full banking details
✔️
Send and receive instant RTP® payments using only a mobile number
or email
✔️ Reduce transaction costs and
streamline financial operations
✔️ Automate
reconciliation with QuickBooks® QBO integration
✔️
Enroll online and start using RTP® immediately
Get started today with TodayPayments.com and experience the future of secure, real-time RTP® transactions!
Creation Request for Payment Bank File
Enhance Your FedNow Moniker using Real-Time Payments Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH
and Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Contact Us for Request For Payment payment processing
