Enroll with FedNow® Using a Moniker or Alias Instead of Your Private Bank Information
Secure Enrollment Secure Enrollment Without Revealing Private Banking Information
Enroll with FedNow® Using a Moniker or Alias
for Secure Transactions
The future of financial transactions is moving
towards greater security, convenience, and real-time accessibility.
FedNow® is transforming the way businesses and individuals
send and receive payments by allowing instant transactions without
the need for full banking details. Instead of using sensitive
private banking information, users can enroll with a Moniker
or Alias such as a mobile phone number or email address
to facilitate payments securely.
At TodayPayments.com, we simplify the FedNow® enrollment process, making it easy for businesses to consolidate multiple accounts across different banks and credit unions under one platform. By leveraging alias-based payments, users enjoy enhanced security, privacy, and instant fund transfers without revealing their full financial details.
Manage Multiple Banks and Credit Unions in One Dashboard
Enroll with FedNow® Using a Moniker or Alias Instead of Your Private Bank Information
Secure Enrollment Without Revealing Private Banking Information
Users can enroll in FedNow® using a mobile phone number or email address instead of full banking details, ensuring that sensitive financial information remains private while allowing seamless transactions.
Send and Receive Payments Instantly Using Alias-Based Transactions
FedNow® transactions require only the recipient’s mobile number or email address, eliminating the risk of exposing full bank account numbers while ensuring instant, secure payments.
Manage Multiple Banks and Credit Unions in One Dashboard
Our platform integrates with multiple banks and credit unions across all 50 states, allowing users to enroll multiple FedNow® accounts and manage them through a single secure interface.
Comprehensive FedNow® Merchant Services by TodayPayments.com
Dual FedNow® and RTP® Merchant Accounts
We offer merchant accounts for both FedNow® and Real-Time Payments (RTP®), ensuring businesses can process instant transactions across multiple financial networks.
Enroll Multiple FedNow® Accounts Across Banks
Merchants can register and consolidate multiple FedNow® accounts under one platform, simplifying financial transactions across different banks and credit unions.
Hosted Payment Pages for Request for Payments (RfP)
Our service allows businesses to generate custom-branded hosted payment pages to send Request for Payments (RfP) invoices via mobile, email, or SMS, making payments more professional and user-friendly.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
With automated reconciliation tools, businesses can track transactions in real-time, eliminate manual errors, and simplify financial management.
Step-by-Step Guide for U.S. Merchants to Enroll in FedNow® Securely
✅ Sign up online at
TodayPayments.com – no need to visit a bank
✅
Register using a mobile phone number or email as your alias
✅ Link multiple FedNow® accounts across different
banks and credit unions
✅ Use a single
login to access all your enrolled accounts securely
✅
Integrate FedNow® transactions with QuickBooks® QBO for
seamless reconciliation
✅ Start accepting
instant FedNow® payments via mobile, email, and SMS
Key Benefits of Using TodayPayments.com for FedNow® Enrollment
Lower Transaction Costs – Avoid Credit Card Fees
Using FedNow® helps businesses eliminate expensive credit card processing fees, chargebacks, and PCI compliance costs, making transactions more cost-effective.
⚡ Instant Transactions with Better Cash Flow
FedNow® ensures real-time transactions, 24/7/365, allowing businesses to access their funds immediately and improve liquidity.
100% Online Enrollment – No Bank Visits Required
Businesses can sign up for FedNow® completely online, making the process quick, easy, and secure.
Enhanced Security with Alias-Based Transactions
By enrolling with a mobile phone number or email address, businesses reduce fraud risks and enhance transaction security.
Multiple MIDs for Business Payment Organization
Users can assign different Merchant Identification Numbers (MIDs) to separate departments, store locations, or subsidiaries, ensuring better financial tracking and management.
24/7/365 Payment Processing – No Downtime
FedNow® allows businesses to process payments at any time, including weekends and holidays, ensuring continuous financial operations.
Industries That Benefit Most from Secure FedNow® Enrollment
Retail & E-Commerce
FedNow® simplifies fast and secure online payments, helping e-commerce businesses improve checkout experiences.
Business-to-Business (B2B) Payments
Instant payments allow businesses to settle invoices and supplier payments instantly, improving cash flow efficiency.
Subscription & Membership-Based Services
FedNow® supports automated recurring payments, reducing payment failures and improving customer retention.
Freelancers & Gig Economy
Freelancers can receive instant, secure payments from clients without waiting for traditional banking delays.
High-Risk Businesses
Industries facing banking limitations can use FedNow® for seamless, real-time transactions without restrictions.
Enroll with FedNow® Securely Using a Moniker or Alias
Managing multiple FedNow® accounts with enhanced security has never been easier. Businesses can now:
✔️ Sign up using an alias
instead of full banking details
✔️ Send and
receive payments instantly with only a mobile number or email
✔️ Eliminate unnecessary transaction fees and
streamline financial management
✔️ Automate
reconciliation with QuickBooks® QBO integration
✔️
Enroll online and start using FedNow® immediately
Get started with TodayPayments.com and experience the future of secure, real-time transactions with FedNow® today.
Creation Request for Payment Bank File
Enhance Your FedNow Moniker Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.
Contact Us for FedNow Moniker payment processing pricing
